Since we're about to move into a new apartment, all sorts of new expenses have popped up. Appliances still hit the top of the list, costing us the most money, but furniture, paint jobs, and random fixing aren't much further down. At every step of the way, Mr. NMF and I double check, triple check, and keep checking on ways to try to keep our expenses down, without totally living out of apple crates.
(Actually, when we got married, Mr. NMF told me that the key to a happy marriage would be to marry someone who wouldn't mind having one apple crate for him/herself, one apple crate for the spouse, and one apple crate for the table. Then, one could be assured that both sides would be okay with anything.)
One expense we chose to do without would be air conditioning. Our future apartment has large windows, a good cross breeze, and isn't directly in the sun, so we think we can get by. We've also lived in an apartment for the past year without A/C, and it wasn't so bad. We invested in two fans for 80 shekel a piece, and blasted them anytime we felt the need.
So, when I saw
this article in the NY Times about living with out A/C, it resonated with me. Mostly, the reason why people live without A/C would be financial. The installation itself, at least here in Israel is costly, as well as the aesthetic problems- it lowers your ceilings as well as having to remodel the concrete around it when you install it, and it has to be done professionally, otherwise you risk ruining your apartment. Plus, sometimes the electricity in your apartment has to be upgraded to a different level in order to install A/C in the first place.
And, it is possible to live without it. I've dehydrated in Israel several times (especially when I was pregnant with NBD), but if you drink plenty and make sure to eat salty food sometime during the day, the risk is much less. There are those who need A/C- like as the article mentions, the old, infirm, or very young run higher risks, but most average people could be fine without it.
Yet, I wonder. Is there sometimes such a thing as being too frugal? Living without A/C isn't frugality, it's more practicality, but there are other examples of giving up on something for financial reasons that eventually turns out to be necessary.
For example, someone who doesn't have the extra form of health insurance here in Israel runs the risk of needing some of those services one day and that they won't be able to obtain when they need it. Wearing uncomfortable shoes may be cheaper, but may hurt your feet in the long run. Buying shoddy furniture runs the risk of having to buy new ones all over again. Doing a cheap paint job, but inhaling the poisonous fumes, isn't such a good bargain.
So one has to strike a compromise. Frugality, along with common sense. To look for a used appliance is one thing, to take risks with your health, another. Many would give up on A/C if they could, but some need it for health reasons. So, if you go into someone's house and judge them on their frugality by the fact that they have their A/C blasting, think twice. Frugal isn't always the answer.